Why Contractors Need it?
Meet Contractor Requirements
A Ghost Workers’ Comp policy helps you qualify for contracts and stay compliant.
Protect Your Business Opportunities
Ghost Workers’ Comp allows owner-operators to work with contractors who require coverage.
Get Coverage Without Employees
Ghost Workers’ Comp provides a policy option designed specifically for businesses with no employees.
Fill Out the Form
Provide us with some basic details to get started.
Connect with an Agent
Our expert agents will reach out to discuss your insurance needs.
Review Your Options
Explore customized coverage options tailored to you.
Get the Coverage You Need
Choose the plan that fits your needs and enjoy peace of mind.
How it Works
Simple Steps to Secure Your Future
How it Works
Simple Steps to Secure Your Future
Fill Out the Form
Provide us with some basic details to get started.
Connect with an Agent
Our expert agents will reach out to discuss your insurance needs.
Review Your Options
Explore customized coverage options tailored to you.
Get the Coverage You Need
Choose the plan that fits your needs and enjoy peace of mind.
Common Businesses That Use Ghost Workers' Comp
Many owner-operators and subcontractors use Ghost Workers’ Comp to meet contractor requirements and work on job sites that require proof of Workers’ Compensation insurance
Construction & Building Trades
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General Contractors
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Carpenters
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Concrete Contractors
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Drywall Installers
Electrical, Plumbing & Mechanical
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Electricians
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Plumbers
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HVAC Technicians
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Mechanical Contractors
Home Improvement
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Roofers
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Landscapers
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Painters
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Flooring Installers
Service-Based Contractors
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Handymen
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Cleaning Contractors
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Maintenance Contractors
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Property Service Contractors
Paying Too Much for Workers’ Comp?
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