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At PrimeWorld Insurance, we know that running a business comes with its share of risks. Whether you’re meeting with clients, managing a storefront, or working on-site, the right general liability coverage helps safeguard what you’ve built.
WHAT IS GHOST WORKERS’ COMP?
A Workers' Comp policy for owner only businesses.
Satisfies general contractor & state requirements, even with zero employees.
Requires by General Contractors
Often needed to pull permits
Keeps you working without delays.
WHO IT'S FOR
General Contractors
Electricians
Subcontractors
Plumbers
Roofers
HVAC & Handyman
If a GC won’t let you start work without Workers’ Comp, this is the solution.
WHY CONTRACTORS CHOOSE GHOST WC
✔ Required by many General Contractors
✔ No payroll audits
✔ Lower cost than standard Workers’ Comp
✔ Fast approval & same-day COI
✔ Keeps jobs from getting delayed
Coverage availability and requirements vary by state. Ghost Workers’ Comp is intended for owner-only businesses with no employees.
What Our Clients Are Saying
Real Stories, Real Protection: Hear How We’ve Helped Clients Secure Their Future
Great option if you’re shopping insurance! Chase is knowledgeable and will help you find the best deal that he can.
Nick S.
Client Review
Chase has been wonderful to work with, and is always pleasant to talk with. Highly recommend!!
Robin P.
Client Review
Very professional, and helped me once I got in contact with them!!!
Kristina D.
Client Review
They are very fast and found the quotes for us when we need their services.
MaiTram P.
Client Review
Connor was very supportive during this entire process. I really appreciated his willingness and commitment to help me get the proper insurance for my nonprofit. Awesome job
4E Youth Organization
Client Review
Edael C.
"Truly helpful! Saved me a lot of time and money! Thank you for going through lengths to get me the policy that I need!"
Brittany B
"They took the time to help me understand my coverage options, provided quick service, and always had a positive attitude!"
Amabel A.
"Many thanks for the excellent customer service! They are so prompt, helpful, courteous, and knowledgeable. I would definitely recommend them!"
How it Works
Simple Steps to Secure Your Future
Fill Out the Form
Provide us with some basic details to get started.
Connect with an Agent
Our expert agents will reach out to discuss your insurance needs.
Review Your Options
Explore customized coverage options tailored to you.
Get the Coverage You Need
Choose the plan that fits your needs and enjoy peace of mind.
Fill Out the Form
Provide us with some basic details to get started.
Connect with an Agent
Our expert agents will reach out to discuss your insurance needs.
Review Your Options
Explore customized coverage options tailored to you.
Get the Coverage You Need
Choose the plan that fits your needs and enjoy peace of mind.
How it Works
Simple Steps to Secure Your Future